Caring for a pet is an incredible experience. But it can also be costly. While food, bed, treats, toys, and bathing products are recurring costs, a visit to the vet wouldn’t be as frequent but will drain your bank account in a few visits. Thankfully, pet insurances take care of the health concerns that may arise gradually or due to an accident. Here are four top pet insurances you must check out if you’re planning to bring home a pet.

1. Figo
This pet insurance company covers the expense incurred due to your pet’s unexpected health conditions and injuries. They are registered with all veterinary practices, emergency hospitals, and specialists in the US, Canada, and Puerto Rico.

2. Trupanion
The biggest advantage of Trupanion is that you don’t have to pay any money upfront. This insurance company pays your vet or the hospital directly, eliminating the need to fill out excessive forms. Regardless of the condition your pet is in, the insurance company covers most illnesses and injuries. They also offer plans that cover non-clinical procedures like acupuncture, physical therapy, and Pet Owner Assistance, including boarding fees if you are hospitalized, the cost of advertising if your pet goes missing, and rewards for lost pets.

3. Healthy Paws
This is the most budget-friendly pet health insurance company. Their monthly premium starts at $17 for cats and $33 for dogs. Healthy Paws covers any new injury or accident, which isn’t associated with pre-existing conditions like hereditary or congenital conditions. The insurance company also offers unlimited benefits when it comes to the life of your pets. For instance, they don’t put a cap on the coverage if your pet is diagnosed with cancer. Healthy Paws Claims can be submitted via their app website, and most claims are processed within two days of submission.

4. AKC
If you have multiple pets, a customizable insurance plan by AKC can be beneficial. AKC’s plans can be adjusted to suit any pet owner’s budget and needs. The comprehensive coverage covers accident, injury, routine treatments like radiation, extraction of teeth, X-rays, ultrasound, MRI, CAT scans, and more. An add-on benefit of AKC registration includes an offer of 30 days of coverage at no additional cost or commitment. If you’re bringing home a new pet, it’s a great idea to register with AKC and have your pet covered for any unforeseen health conditions for straight 30 days. All you have to do is activate the policy for coverage, and it expires automatically after 30 days.