The emergence of the credit card service in the 1950s, was aimed to bring about immense convenience during the shopping experience of customers. The card can be used to make the purchase of goods and services, while the balance must be paid upon the arrival of the credit bill. In the recent years, the growth in the number of credit card companies has exploded. The healthy competition has led to them offering a plethora of deals through the different types of credit cards. However, how do you know which are the best deals credit cards to add to your portfolio?

Travel credit cards

Chase Sapphire Preferre d® Card
Revered as one of the best travel credit cards, the Chase Sapphire Preferred® packs the best deals and large bonuses. What sets the card apart from the flock is that it enables one to earn in rewards in several locations. This credit card packs with it a sign-up bonus that is generated upon the purchase of $4000 in the first 3 months. Plus, every dollar spent on dining and travel earns the holder 2 points, whereas other purchases bring 1 point.

Bank of America® Travel Rewards Credit Card
The Bank of America® Travel Rewards Credit Card brings the best deals with the high rewards rate and no annual fees. For every $1 spent, one earns 1.5 points with each point being worth 1 cent. The credit card enables the holder to redeem the points for credit against travel purchases and the validity runs for up to 12 months. Plus, there is a sign-up bonus for grabs!

Cash back credit cards

Capital One ® QuicksilverOne® Cash Rewards Credit Card
The Capital One® QuicksilverOne® Cash Rewards Credit Card can be hard to get as it is particularly reserved for people who have an excellent credit. However, it can be acquired by people who have a fair credit too. The credit card comes with an annual fee and lets one enjoy the best deals.

HSBC Cash Rewards Mastercard ® Credit Card
One of the best deals for credit card holders, the HSBC Cash Rewards Mastercard® Credit Card offers not just an introductory bonus offer, but one every year of membership with the card. How amazing is that? The loyalty bonus is up to 10% of the rewards that were earned in the year.

0% APR credit cards

Chase Freedom Unlimited ® Credit Card
The Chase Freedom Unlimited® is one of the most preferred credit cards among people seeking a card with 0% Intro APR. One can enjoy 0% Intro APR for the next 15 months after opening an account on functions such as balance transfers and purchase. Moreover, there is no minimum limit on the amount that one can redeem in the form of cash back. Cardholders can use the cash back rewards until the account is open and do not have to pay an annual fee.

Bank of America ® Cash Rewards Credit Card
The Bank of America® Cash Rewards Credit Card offers a 0% Introductory APR for the first twelve billing cycles of purchase and the balanced transfers made in the first 60 days. Adding to the slew of best deals on credit cards, one can earn up to $150 online cash rewards bonus upon spending $500 with the three months of opening the account. Moreover, there is no expiration date on the earned rewards, letting the cardholder use the same when desired.

The financial needs of every customer are different. Thus, individuals should look for a credit card that offers deals best-suited to their needs. It is appropriate to closely understand the contract details, thus, being prepared for what is going to be in store. Analyzing all the features of the card will help cardholders in the long run.