Best Banks That Offer Checking Accounts In Oklahoma
Checking accounts have become the most used financial products in the country. These accounts are offered by almost all of the banks in the country and can be found with various benefits along with the standard features. A good online checking account will give you easy ATM access along with high-interest rate. These two features are rare to find together but there are some banks that manage to do the best in providing both the access and the interest. Following is a list of few banks in Oklahoma that are the best when it comes to opening checking accounts.
Redneck Bank
Redneck Rewards Checking offers an APY of 2.25% to its customers.
Memory Bank
Memory Bank’s EarnMore Account can help a customer earn 1.60 APY in the first year by just maintaining a monthly minimum balance in the account and managing 5 credit card uses.
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Capital One
Capital One 360 checking account can be considered by individuals who have a negative record with Chexsystems and other similar reporting companies. Capital is well known to consider only credit scores while opening bank accounts and hence, a person with negative credit records has a good chance of opening a checking account with Capital One. 360 account also allows the customers to activate an overdraft protection from an overdraft line of credit. Capital one charges 3 cents per day for every USD 100 of negative balance which is much less than the overdraft fee of other banks.
Ally
Ally Interest Checking account is actually an interesting account for people who are looking to open a checking account without an opening balance. This account required 0 dollars to open an account and 0 dollars to get an interest. There is also no monthly fee for the account. The bank offers you an APY of 0.60% APY if you can maintain a minimum balance of $15,000 or more in the account. Ally bank mostly tops the list of online checking options because of its high-interest rates, good customer service and a wide array of deposit accounts.
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