GEICO (Government employees insurance company) insurance is a popular choice in the U.S. It is known for its low rates, easy user experience, and good customer service. It is the second-largest insurance company, and many have posted positive GEICO reviews. Online platforms like U.S. News, NerdWallet, and Forbes Advisor have given it an average of 4 stars out of 5. Learn more on GEICO car insurance reviews and perks in this article.

GEICO insurance reviews and ratings
This insurance company offers some of the cheapest car insurance rates. GEICO’s average annual premium for experienced drivers with clean records is approximately $1470, 27 percent cheaper than the national average.

It ranks second to USAA, which limits its customers to military families. GEICO has offered low rates to drivers with poor credit; however, they also depend on location, age, and gender. In some states, the coverage rates are as low as $1100. This insurance company also provides great discounts and a smooth user experience on its mobile app. In fact, there are more positive GEICO auto insurance reviews than Progressive, State Farm, and Farmers Insurance. On the negative side, GEICO was rated below average in a 2020 J.D. Power study in auto insurance claim satisfaction. It has higher premium rates for drivers with DUI.

GEICO auto insurance features
GEICO offers standard six types of auto insurances, such as liability auto insurance (BI/PD), collision insurance, comprehensive car insurance, medical payments (MedPay), personal injury protection (PIP), and uninsured/underinsured motorist coverage (UM/UIM). Additionally, one can also get roadside assistance coverage for as low as $14 per year, including jump-starts, spare tire installation, towing charges, and lockout services up to $100. GEICO also has a rental car reimbursement plan, which covers a rental car’s damage and repair costs. There is also mechanical breakdown insurance that covers the cost of damaged mechanical parts of the car, which is up to 15 months old or has run less than 15,000 miles. These are some pretty good service options with cheap rates. Overall, people who have this insurance seem pleased, as there are many positive GEICO auto insurance reviews. Sites like Trustpilot and the Better Business Bureau (BBB) have given GEICO A+ ratings. It is a reliable and affordable insurance option for most drivers.