Life insurance policies – Top 5 providers of 2021
When looking for the right insurance company, it is important to receive as well as be assured of coverage that can support your family and give them the steady flow of income that they may not have if you die. That being said, the best companies today offer the flexibility to use your policy to accumulate wealth.
Here are 2021’s best companies that provide life insurance policies:
Northwestern Mutual
Being the country’s largest life insurance company, Northwestern Mutual offers a plethora of products, including whole, term, and universal life insurance. Another highlight about this provider of the best life insurance policies is the excellent customer satisfaction it is known for.
New York Life
Since 1845, this company has worked its way to excellent financial ratings. New York Life offers four different types of insurance coverage and provides the flexibility to convert your term life insurance policies from temporary to permanent. One of the best features of this life insurance provider is that it allows you to pay off your premium early through one of its policies.
Transamerica
Being in business for over a century, Transamerica has a solid background, consistently high ratings for financial strength, and has had stable pricing.
Mutual of Omaha
With Mutual of Omaha, you can be covered through a term or a whole life insurance plan with no medical exam, if you are eligible. Also, there is a possibility of being covered from the comfort of your home because you can also get quotes online. It is backed by superior financial strength and offers a string of plans, including children’s whole life insurance and accidental death insurance.
State Farm
Just like Mutual of Omaha, you may be able to avail of a term life insurance policy online without a medical exam with State Farm and by filling a health assessment form. State Farm enjoys the highest possible rating for financial strength, is one of the largest insurance companies in the country, and received the highest ranking in the J.D. Power 2020 U.S. Life Insurance Study.