It is necessary to have a bank account so that you can handle your financial needs and manage money on a day to day basis. You need a bank to store your money safely, it is needed for online bill payments, and you will need an account to get a loan (in most cases). So, if you do not have one yet, here is a list of the best banks in Kentucky that will make your banking journey smooth. These banks have made a mark for themselves in Kentucky with their excellent service and focus on customer satisfaction. Most of these institutions are very old and have been around for many decades.

Central Bank and Trust Co.
Central Bank opened its doors in Kentucky in the year 1938 as a community bank. Since then, this bank has expanded to become a full- service bank that is currently opened at 26 locations. This bank is one of the top banks in Kentucky, with its wide range of banking insurance services, investment options, and wealth management services. Central Bank offers the best checking account options that suit the checking needs of different types of customers. It offers as many as 6 different types of checking account plans, and all of them require an opening balance of $10.

Community Trust Bank
Community Trust Bank is one of the oldest banks in Kentucky. It was established in the year 1903 in Pikeville and has been providing reliable financial services to the residents of Kentucky since then. This bank is well known for its dedication towards providing personalized customer service. The people of Kentucky love the Flexible Checking Account provided by the bank. This account lets them write unlimited checks and provides a free debit card. Further, there is no monthly fee and no minimum balance requirement. Community Trust Bank is also good when it comes to CDs and IRAs. If you are looking for a modern bank, Community Bank fits the bill with its People Pay service. It is one of the easiest ways to send and receive money.

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First Southern National Bank
This financial institution is a new bank as compared to the previous two entrants in this list. This bank was established in the year 1982 in Stanford, Kentucky. Since then, the bank has expanded to 19 locations across the state and is backed by an asset base of $800 million. First Southern is a trusted name in Kentucky because of its quick growth and long-standing values. One of the most popular features of this bank is the variety of personal loans it offers. First Southern National Bank has a loan for every need. The next most popular service offered by this bank is Business Checking Accounts.

When looking for a bank, first check whether the bank provides all the facilities you need, like ATM, online banking etc. Ensure that the bank’s facilities meet your needs only then make a decision.

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