Affordable housing becomes important for seniors once they retire because it ensures they can live on fixed incomes comfortably without compromising basic needs like health and food. For older adults in the country, there are many housing solutions catering to various senior requirements, ensuring comfort and security. But before choosing such options, it is important to factor in one’s needs and preferences and narrow their choices to housing solutions that fit their budget.

Independent living apartments
Such apartments are ideal for seniors who want to live alone but prefer to do so within a community. The infrastructure of these apartments is also senior-friendly, with wider doorways to accommodate mobility aids.

Residents can access group facilities like activity rooms, gardens, and lounges. Communal spaces help seniors foster a sense of social engagement and community building. Some independent living apartments also offer emergency response systems to ensure residents are safe. The cost for these apartments can range from €500 to €1,200 per month, with additional expenses for utilities and services.

Assisted living facilities
As the name suggests, assisted living facilities provide older adults with all the help they need to carry out their daily activities and lead a healthy lifestyle. So, such housing solutions are a big advantage to seniors and their loved ones.

But it may not be the best option for seniors who require intensive treatment for their healthcare needs. With this arrangement, seniors can access individual apartments within a particular property, providing them with all forms of help, including caregivers who assist residents with daily tasks like showering, dressing, and treatment administration. Most assisted living facilities often have staff available around the clock to ensure residents will get help whenever required. The facilities provide communal spaces for dinners, social activities, and well-being services for older adults. Assisted living can be expensive compared to independent living apartments, with costs averaging around €4,000 every month. The price may vary depending on the location and the level of care provided by the facility. People who have coverage under the Wet langdurige zorg (Long-term Care Act/Wlz scheme) in the country might be able to save some out-of-pocket expenses.

Nursing homes
Seniors with health issues that restrict their ability to live independently can opt for nursing homes. Depending on the severity of their condition, some seniors may need access to personal and intensive healthcare services. Nursing homes care for such individuals who require these services around the clock. As part of the living arrangement, healthcare professionals and trained staff who are always available offer special care for individuals with chronic conditions like dementia. Nursing homes allow residents to choose between shared or individual spaces based on their preferences and budget. The cost of nursing homes can vary monthly based on the kind of healthcare attention and care they provide and the residents’ eligibility for financial assistance under the Wlz scheme.

Social housing for seniors
The social housing community is among the most affordable housing options for seniors in the country. The idea is to provide seniors with affordable living apartments with essential amenities. But, these housing communities may or may not have access to social activities and communal spaces that are generally present with senior living properties. Subsidized apartments are a great program that helps provide housing and care for low-income seniors without them having to worry about their health and safety. The rent of social housing communities is generally capped based on the income capacity of seniors. Living in these properties may cost seniors close to €750 or €1000 per month. Housing allowances are also provided for seniors aged 50 and above based on their eligibility. It can help reduce the rental and housing expenses for low-income seniors.

Senior co-housing
As the name suggests, senior co-housing is an arrangement where older adults share communal spaces while also maintaining their private living arrangements. Shared spaces often include gardens, kitchens, and activity rooms. The setting helps improve mutual support among senior residents and eliminates the feeling of loneliness among individuals. Co-housing can particularly appeal to those who value social interaction and community living. The average monthly cost of co-housing for seniors can total up to €1,500. The shared communal spaces contribute to lower living expenses in these facilities. This model offers a balance of independence and community support.

Apartments for life
This is a unique concept in the country which offers affordable living properties for seniors over 55. Residents can take up the apartments even when they are independent and capable of leading a self-sufficient life. Later, if they need daily healthcare assistance as they age, they will receive all the help required. The aim is to allow residents to age in place and let them live in the same house for the rest of their lives. The properties are designed to accommodate patient lifts, wheelchairs, and oxygen tanks as and when needed. In rare cases, the residents would be shifted to a different property to accommodate them into a community of similar individuals.

Besides apartments for life, the country also hosts assisted living concepts like the Humanitas, Dementia Village, and Multi-generational homes. Reflecting national policies, seniors can access reliable living and healthcare facilities regardless of living arrangements.