If you own a car today, insurance is the one thing that you cannot afford to be lazy about. Acting as a safety net, it provides the much-needed financial protection from any repair costs that your vehicle will endure at the time of an accident or otherwise. While it may seem like an expensive investment, this is a rule that every car owner must abide by when they purchase their vehicle.

Having said that, it is also important to understand that all car insurances do not cost the same. The prices vary depending on various factors, and these factors are measured differently by all companies.

Some of these factors include the regulations laid down by the local state and area you live in, your gender, age, the driving history, and the things you need included in your coverage. After considering these pointers, your insurance company will be able to give you a price plan suited for your needs. According to media reports, the average cost for car insurance between 2017 and 2019 was around $1,566 per year. As these prices are different, some examples of average cost in each state also varied, for example in California a driver may have to pay between $987 and $1815, while a driver in New York may have to pay between $1352 and $2752 per year.

There are some insurance companies that work towards providing a fair pricing to its customers, and Say Insurance is one of the most popular companies in that regard. Working out of 5 states, namely Colorado, Illinois, Kansas, Missouri, and Tennessee, they make buying insurance an easy and hassle-free process for their customers.

Key features of Say Insurance

Auto Insurance Quote

Understanding how your insurance premium is priced is one of the most complex and frustrating tasks, but Say Insurance makes it easy for their customers. One of their main selling points is that their premium rates are transparent; that is their customers know everything that goes behind the calculation of their vehicle’s insurance quote. Since this understanding is clear, the customers are also able to make better choices when it comes to maintaining a good insurance score.

Coverage

When it comes to coverage, Say Insurance offers these varied types of coverages to its customers:

• Collision
• Comprehensive
• Liability
• Medical Payments
• New Car Replacement
• Rental Reimbursement
• Roadside Assistance
• Uninsured Motorist
• Uninsured Motorist Property Damage

All these coverages take care of different needs of the drivers and ensure that they get the right auto insurance quote.

Discounts

Policyholders with Say Insurance can benefit from the various discounts they provide their customers. These include getting a discount if you buy an auto insurance policy at least seven days before the coverage goes into effect, or a discount if you’ve installed an anti-theft device such as a car alarm or a GPS tracker.

Since there are several other companies that work towards providing auto insurance to many drivers, it is always advisable to compare costs, plans, requirements with other popular providers to ensure that you have made the right choice for yourself.